Looking for the latest 2025 CPP Disability numbers in one place? Here’s your quick, SEO-friendly guide to who qualifies, how much you can get, and when payments arrive—written in clear, simple English.
The Canada Pension Plan Disability (CPP-D) is one of the most important financial supports available for Canadians who can no longer work due to a severe and prolonged disability.
In 2025, eligible recipients can receive monthly payments ranging from $301.77 for the Children’s Benefit to a maximum of $1,673.24 for the disability benefit itself.
This year’s rates include a 2.6% increase to keep up with the rising cost of living, ensuring that people living with disabilities—and their families—get the support they need.
Whether you’re applying for the first time or checking the latest numbers, this guide will walk you through eligibility rules, payment amounts, benefit types, and key 2025 pay dates so you can see exactly what you qualify for.
What is Canada Pension Plan Disability (CPP-D)?
CPP Disability is a monthly payment for contributors under 65 who have a severe and prolonged disability and have made enough Canada Pension Plan contributions during their working years.
It’s run by Service Canada and is indexed annually to keep up with inflation. For 2025, CPP benefits paid in 2024 rose by 2.6%.
2025 Payment Amounts at a Glance
- Maximum CPP-D monthly amount (2025): $1,673.24.
- Basic (flat-rate) amount added to everyone’s CPP-D in 2025: $598.49. Your final payment = flat rate + earnings-based amount from your Canada Pension Plan contributions.
- Average for new CPP-D beneficiaries (Apr 2025): $1,198.66/month.
- CPP Children’s Benefit (if you receive CPP-D): $301.77 per child per month in 2025. (This is where the low end “$301” comes from.)
- Combined Survivor + Disability (if applicable): maximum $1,683.57 (Jan 2025).
- Post-Retirement Disability Benefit (PRDB): flat $598.49 (for people already on Canada Pension Plan retirement who later qualify for disability).
Why the range “$301–$1,673”?
- The $301 figure refers to the per-child monthly Canada Pension Plan Children’s Benefit paid to dependants of someone on CPP-D.
- The $1,673 figure is the maximum monthly CPP-D a person can receive in 2025.
2025 CPP Disability
| Benefit | 2025 Flat / Basic | 2025 Max Monthly | Avg (New Beneficiaries, Apr 2025) | Who Gets It / Notes |
|---|---|---|---|---|
| CPP Disability (CPP-D) | $598.49 | $1,673.24 | $1,198.66 | For contributors <65 with a severe and prolonged disability; amount = flat rate + earnings-based portion. |
| CPP Children’s Benefit | — | $301.77 per child | — | For dependent children (under 18, or 18–25 in school) of a CPP-D recipient. |
| Post-Retirement Disability Benefit (PRDB) | $598.49 | $598.49 | — | For people already on Canada Pension Plan retirement who later qualify as disabled. |
| Combined Survivor + Disability | — | $1,683.57 | — | Applies when survivor and disability benefits are combined (caps apply). |
Eligibility: Do You Qualify?
You may qualify for CPP-D if you:
- Are under age 65 and not receiving OAS,
- Have a severe and prolonged disability (long-term and regularly stops you from working), and
- Have made sufficient Canada Pension Plan contributions (generally in 4 of the last 6 years, or using alternate rules if you have a long contributory period). (See Service Canada’s official criteria when you apply.)
“Substantially Gainful” earnings in 2025
- $20,153.09 (before tax) is considered the annual CPP-D threshold for substantially gainful work in 2025.
- If you earn under $7,100, it should not affect CPP-D; between $7,100 and $20,153.09, it may affect benefits; at $20,153.09+, you’ll likely no longer qualify.
Canada Pension Plan Disability Payment Dates in 2025
CPP (including disability and children’s benefits) is paid monthly. 2025 dates are: Jan 29, Feb 26, Mar 27, Apr 28, May 28, Jun 26, Jul 29, Aug 27, Sep 25, Oct 29, Nov 26, Dec 22.
How Your Amount is Calculated
Your CPP-D = Flat rate ($598.49) + an earnings-based amount tied to your Canada Pension Plan contributions over your working life. People with higher and longer contributions get more, up to the $1,673.24 max in 2025.
New approvals in Apr 2025 averaged $1,198.66/month.
Add-ons you should know
- Children’s benefit: $301.77 per child per month (if you receive CPP-D and your child is eligible).
- Combined benefits: Caps apply if you receive survivor benefits along with CPP-D; max shown above.
How to Apply
- Gather documents: medical reports, CPP contributions history (via My Service Canada Account).
- Apply online (MSCA) or mail the forms.
- Track status and respond quickly to any requests.
- If denied, consider the reconsideration and appeal process. (Use the official Service Canada pages for forms and instructions.)
If you’re approved for CPP Disability in 2025, your monthly payment can range from hundreds to over $1,600 depending on your CPP contributions—plus $301.77 per eligible child.
Remember the base flat-rate $598.49, the $1,673.24 maximum, the 2.6% 2025 indexation, and the official monthly pay dates.
Use My Service Canada Account to apply, check your status, and ensure your direct deposit is set up so you never miss a payment.
FAQs
What’s the maximum CPP Disability I can get in 2025?
The maximum CPP-D in 2025 is $1,673.24 per month (before tax).
Why do some people mention $301 for CPP disability?
The $301 refers to the CPP Children’s Benefit amount ($301.77 per child per month in 2025) paid in addition to a parent’s CPP-D.
When are CPP Disability payments made in 2025?
Payments arrive monthly on set dates: Jan 29, Feb 26, Mar 27, Apr 28, May 28, Jun 26, Jul 29, Aug 27, Sep 25, Oct 29, Nov 26, Dec 22.