Canada Child Benefit (CCB) Update- $648 Payout Confirmed – Check Dates & Eligibility

Canada Child Benefit (CCB) Update- $648 Payout Confirmed – Check Dates & Eligibility

The Canada Child Benefit (CCB) has been updated for 2025, offering higher monthly payouts to eligible families.

This article dives deep into the confirmed $648 per-child payout, the full payment schedule through 2025, and the eligibility criteria you need to know. Plus, there’s a handy table and 3 FAQs to provide clarity—all without complex jargon.

The Canada Child Benefit (CCB) is one of the most important financial supports for families across the country, providing tax-free monthly payments to help cover the cost of raising children under 18.

In 2025, the government has confirmed a $648 payout per child under 6 for the June payment, with slightly lower amounts for children aged 6–17.

These payments are indexed to inflation, meaning families will see an increase starting in July 2025.

This update is a crucial lifeline for parents facing rising living expenses, offering predictable financial relief while rewarding timely tax filing and accurate benefit information.

What’s New: $648 Payout Confirmed

The June 2025 Canada Child Benefit (CCB) payment will be up to $648.91 per child under age 6, while children aged 6–17 can get up to $547.50 per month, depending on your Adjusted Family Net Income (AFNI).

These are the highest amounts available under the current benefit year (July 2024–June 2025). Starting July 2025, rates will increase further, indexed to inflation—projected to reach $666+ for under-6 and $562+ for 6–17-year-olds.

Full Canada Child Benefit (CCB) Payment Dates for 2025

Here are the official monthly payment dates for the Canada Child Benefit (CCB) in 2025:

MonthPayment Date
JanuaryJanuary 20, 2025
FebruaryFebruary 20, 2025
MarchMarch 20, 2025
AprilApril 17, 2025
MayMay 20, 2025
JuneJune 20, 2025
JulyJuly 18, 2025
AugustAugust 20, 2025
SeptemberSeptember 19, 2025
OctoberOctober 20, 2025
NovemberNovember 20, 2025
DecemberDecember 12, 2025

Eligibility & Amount Details

Here’s how eligibility and payment amounts stack up:

  • Residency: You must be a Canadian resident for tax purposes and file annual tax returns.
  • Caregiver Status: You must live with and primarily care for a child under 18.
  • Income Threshold: To receive maximum monthly amounts (e.g., $648.91 for under-6s), your AFNI must be below approximately $36–37K. Payments reduce gradually as income rises.
  • New Benefit Year: From July 2025, the benefit amounts will go up—based on 2024 tax returns.

Why This Matters

  • The June 20, 2025 deposit is the final payment of the old year, so plan accordingly.
  • The shift in July means higher payments for many—potentially up to $666.42 per child under 6.
  • Filing taxes promptly ensures smooth transition and uninterrupted benefits.
  • Payments are fully tax-free—keeping every dollar in your household.

How to Apply & Stay Eligible

  • Apply easily: Through CRA My Account, at birth registration, or by mailing Form RC66.
  • No re-applications needed each year—just file taxes annually.
  • Missed a payment? Wait 5 business days, then check CRA My Account or contact CRA.
  • Life changes (e.g., custody, new child, income shifts)? Report to CRA ASAP to avoid payment errors.

Canada’s child support has just gotten more impactful. The June 20, 2025 Canada Child Benefit (CCB) payment—peaking at $648.91 per under-6 child—marks the end of one benefit year.

With July 2025 rates even higher, filing taxes and updating your CRA information is more important than ever.

This benefit offers real, tax-free financial relief to Canadian families, helping manage rising costs with stability. Stay informed, stay enrolled, and make the most of this essential government support.

The June 20, 2025 Canada Child Benefit payment, offering up to $648.91 per child under 6, is the final payout under the current benefit year.

From July 2025, families can look forward to even higher monthly amounts, adjusted for inflation and based on their 2024 income.

For parents and guardians, staying on top of tax filing, CRA account updates, and eligibility rules is key to securing uninterrupted payments.

As one of Canada’s most valuable family benefits, the CCB continues to provide consistent, tax-free support, helping households manage expenses and plan for their children’s future with greater confidence.

FAQs

Why is the June payment $648, but July payments are higher?

June 20 is the last payout based on 2023 income. From July 2025, payments reflect 2024 tax data and are indexed for inflation, hence larger amounts.

What happens if my AFNI is above the limit?

You’ll still receive Canada Child Benefit (CCB), but it will be gradually reduced. Above the income cap, your monthly benefit decreases proportionally based on CRA’s formula.

Do I need to reapply every year?

No. Once approved, benefits continue as long as you file your annual tax returns and keep your CRA account up to date.


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