In August 2025, more than 71 million Americans will receive Social Security or Supplemental Security Income (SSI) payments. Some recipients have noticed smaller checks recently due to new repayment rules for overpaid benefits.
This month also includes a second SSI payment because of the Labor Day holiday in September. Here’s a clear breakdown of when you’ll get your money, why some payments are reduced, and how much you could get.
Why Are Social Security Checks Smaller for Some People?
If you’ve been overpaid by the Social Security Administration (SSA) and haven’t started repaying, your monthly benefit may now be cut in half.
- This rule began around July 24, 2025.
- The SSA is withholding 50% of benefits until the overpayment is repaid.
- This applies even if the overpayment wasn’t your fault.
How to Repay or Avoid Reductions
You can repay the SSA by:
- Online bill pay
- Credit card
- Check
You can also ask for a waiver if:
- The overpayment was not your fault
- You cannot afford to repay
- Repayment would be unfair
Full details are available on the SSA website.
August 2025 Social Security Payment Dates
Social Security retirement, disability, and survivor benefits are paid based on your birth date:
| Payment Date | Birth Date Range |
|---|---|
| Wednesday, Aug. 13, 2025 | 1st – 10th of the month |
| Wednesday, Aug. 20, 2025 | 11th – 20th of the month |
| Wednesday, Aug. 27, 2025 | 21st – 31st of the month |
August 2025 SSI Payment Dates
If you receive SSI, your payments are usually made on the 1st of the month.
- August’s first SSI payment was sent on Friday, Aug. 1, 2025.
- A second SSI payment will be sent on Friday, Aug. 29, 2025 for September’s benefit (because Sept. 1 is Labor Day).
Remaining SSI Payment Dates for 2025
| Payment Date | Month Covered |
|---|---|
| Aug. 29, 2025 | September 2025 |
| Oct. 1, 2025 | October 2025 |
| Oct. 31, 2025 | November 2025 |
| Dec. 1, 2025 | December 2025 |
| Dec. 31, 2025 | January 2026 |
What is SSI?
Supplemental Security Income (SSI) helps people with low income and limited resources who are:
- 65 or older
- Blind
- Have a qualifying disability
Children with certain disabilities can also qualify. Most SSI recipients earn less than $2,019 per month in wages.
Retirement Age in 2025
- People born May 2, 1958 – Feb. 28, 1959 reach full retirement age in 2025 (66 years and 8–10 months).
- Those born 1960 or later have a full retirement age of 67.
- You can claim benefits as early as 62 (at a reduced rate) or wait until 70 for the maximum payout.
Maximum Social Security Benefit in 2025
- 2024: $3,822/month at full retirement age
- 2025: $4,018/month (over $48,000/year) after inflation adjustments
Other 2025 Changes
- COLA increase: 2.5% (down from 3.4%)
- Maximum taxable earnings: $176,100 (up from $168,000)
- More appointment-based services at SSA offices
The August 2025 Social Security and SSI payment schedule is straightforward, but recent repayment rules mean some people will see smaller checks.
Be sure to check your payment date, know why your amount may be reduced, and apply for a waiver if you believe you shouldn’t have to repay. With the second SSI payment coming on Aug. 29, recipients can better plan for September’s expenses.
FAQs
Why am I getting two SSI checks in August 2025?
Because Sept. 1 is Labor Day, the SSA sends September’s payment early—on Aug. 29.
What if I didn’t get my Social Security payment on the expected date?
Wait three mailing days before contacting the SSA, as 99% of payments are made electronically.
How can I apply for SSI?
You can apply online, by phone, or in person at your local SSA office.